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How to Deposit and Withdraw: Short Guide to Online Casino Payment Methods

These days, using an online casino instead of visiting your local land-based casino offers a wealth of benefits. Playing online is not only more convenient, but you also have access to far more gaming options. Many players are still unsure of the legitimacy of the payment process and how it works.

In this guide, we take you through the entire process and what to look out for. Also, we explain the different methods involved, with the hopes that we can help you with your decision in choosing the best operator.

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Getting Started

taking kash from ATMBefore transferring any funds, you’ll need to find an online casino that caters to your needs and register an account. Given the sheer size of the internet, you’re likely to come across a few dodgy platforms. To ensure you sign up with a legitimate online casino, you’ll need to confirm it has an appropriate gambling license.

In the USA, the most trusted operators hold a license with the NJ Gambling Commission. To find this information, simply check the bottom of the online casino’s webpage. It will list which authorities regulate its platform and what gambling license it has.

Once you’re happy with your choice of operator, sign up for an account. The process doesn’t take long, only requiring a few minutes to complete. After successfully creating an account, you need to provide documentation to support your information. The most common forms of identification include your ID card and proof of residence.

You can also complete the entire process from your mobile if the operator offers a stand-alone application. First, download the app and then continue with the registration as you would on your PC.

How to Deposit Funds to Your Account

After successfully creating an account and verifying your details, players will get an option to deposit funds into their gaming wallet. Otherwise, if you’re already an existing customer, you’ll need to sign in to your profile and navigate to the cashier section.

The first step to transfer funds involves choosing your preferred payment method. This is an incredibly important decision as each option offers different terms. Most legitimate online casinos state their main conditions, such as processing time and amount limits with each payment type. You can sometimes find this information in its FAQ section.

Once you’ve selected a payment type, you’ll have a chance to enter the amount you wish to deposit. Don’t forget to make sure you use the appropriate currency, as this helps avoid any conversion fees. Furthermore, if you plan on claiming any welcome bonuses, you’ll need to transfer the correct amount into your account.

Once you’re happy with the information you’ve entered, confirm the transaction. The time it takes to reflect in your account depends on the type of method you chose. In most cases, funds appear in your account within 24 hours.

Popular Payment Methods

paying online on computer screenTo assist in your decision, we’ve listed the most popular payment options available. Here you can get a good idea of what each method provides and what limitations they hold.

Debit/Credit Cards

One of the most widely used forms of payment for any online purchase is through a debit or credit card. Almost all operators accept this form of transfer; however, you won’t find all types of card brands accepted. The most common two brands are Visa and MasterCard. While some operators accept American Express, this option is relatively rare.

One of the best aspects of using a bank card is that the process is safe and secure. Another is that you can deposit both large and small amounts, making it a good option regardless of your budget. What’s more, transfers reflect instantly in your account.

Most banks charge a transaction fee when using your card, so you’ll need to take that into account. Additionally, many operators in the NJ have stopped accepting credit cards, so you’ll need to consider this as well.


An e-wallet is an online storage facility for real money. Its popularity in the gaming industry has soared in recent years, mainly due to its convenience and effective transfer methods.

Using this payment method requires you to open an account with the e-wallet service of your choice. While not all operators accept every e-wallet service, we’ve found the options below as the most reliable:

The benefits of using this type of payment system include instant processing times on deposits and virtually zero fees.

Bank Transfers

Many online casinos give you the option of using bank or wire transfers. This method allows you to transfer large amounts, making it perfect for a high roller. On the other hand, the processing times are among the longest, typically taking around a week to reflect.

For an operator to process a bank transfer, it requires your banking details. Always make sure you trust the operator before giving out this information.


Another payment service growing in popularity among the gaming community is cryptocurrency. The reason for this is the high level of security, as it’s next to impossible for someone to intercept the transfer.

Although some operators don’t provide this service as an option, the majority of competitive online casinos do. The most popular forms of cryptocurrency you’ll find are:

Prepaid Cards

One of the simplest forms of payment is that of a prepaid card. It’s the perfect option for players that don’t want to link their bank account directly to the operator. All you have to do is purchase a card or voucher and top it up with funds. You then connect the card to your gambling account and transfer cash quickly.

Almost all operators accept these virtual cards, and they give you similar benefits to that of e-wallets. The most popular prepaid cards offered are:


#AD New customers only. 18+

  • The maximum bonus available for this offer will be £100
  • Min. Deposit £20
  • Max bet £5
  • Wagering requirements 35x(bonus)
  • The bonus has a thirty day validity period
  • Welcome bonus excluded for player depositing with Skrill or Neteller

#AD New customers only. 18+

  • £20 min deposit
  • Max. bonus: £25
  • 35x wagering applies.
  • Offer valid for 72 hours
  • Bonus Policy and Terms of Service apply.

#AD New customers only. 18+

  • £10 min deposit.
  • £5 max bet using bonus.
  • 40x wagering applies.
  • Bonus valid for 14 days.
  • 20 Spins per day for 9 days on Starburst.
  • Free Spins valid for 72 hours from credit.
  • Max Free Spins winnings £100.
  • Ewallets excluded

Cashing In and Collecting Your Winnings

One of the most exciting parts of playing for real money at online casinos is cashing out your winnings. While gambling to create an income isn’t generally recommended, it’s always nice to win some extra cash.

The withdrawal process at any online platform is almost identical to that of depositing. Navigate to the cashier section and select withdrawal. Most operators use what is known as a closed-loop system. This simply means that you must use the same payment method to draw funds as you did to deposit.

Once you’ve entered the amount of real money you’d like to withdraw, confirm the transfer. Some online casinos send a verification code via email to ensure it’s you that requested the funds. This is especially true if it’s the first time you are drawing your winning.

The time it takes for money to reflect in your account depends heavily on the payment method you opted for. E-wallets provide the quickest times, usually showing the available funds within twelve hours. Debit cards can take between one and three days, while bank transfers can take a week to reflect.

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